TymeBank Personal Loan

Reviewed by uApply

Updated: 12 Aug 2025

TymeBank personal loans offer South Africans a fast, secure, and paper-free way to borrow money online. Whether you need to apply for a loan online for debt consolidation, home renovations, education, or emergency expenses, TymeBank makes it simple.

Why customers choose TymeBank Personal Loans:

  1. Quick Online Application - Skip the bank queues and apply for a personal loan in minutes using TymeBank’s easy online platform.
  2. Flexible Loan Amounts Borrow exactly what you need — no more, no less — with competitive interest rates and repayment options.
  3. Affordable Monthly Payments Choose a repayment term that fits your budget and lifestyle.
  4. Transparent Loan Costs Get upfront loan terms with no hidden charges or surprise fees.
  5. Safe & Secure Process TymeBank uses advanced digital banking security to protect your personal and financial data.

How to Apply for a TymeBank Personal Loan Online.

  1. Start Your Application – Fill in the secure online form with your personal and income details.
  2. Instant Credit Assessment – Get a quick loan decision using TymeBank’s smart credit evaluation system.
  3. Approval & Payout – If approved, the funds are transferred directly into your bank account.
  4. Manage Your Loan Online – Track repayments and manage your account through TymeBank’s secure portal. TymeBank Loan Requirements

To qualify for a TymeBank personal loan in South Africa, you’ll need:

  • A valid South African ID
  • Be 18 years or older
  • Proof of stable income
  • Pass an affordability and credit check


Compare TymeBank Loans with Other Lenders

At uApply.co.za, we help you compare personal loans online so you can choose the best option for your financial needs.  TymeBank’s loan offering stands out for its speed, convenience, and flexible repayment terms, making it one of the most competitive online loan options in South Africa.

  • Fast approval & payout
  • No early‑settlement penalty
  • Monthly service fee applies
Interest rate competitiveness
4.0 / 5 20%
Total cost & fees
3.5 / 5 15%
Approval speed & payout
4.5 / 5 15%
Eligibility & accessibility
4.0 / 5 10%
Repayment flexibility
4.0 / 5 10%
Transparency & docs
4.5 / 5 8%
Digital experience
4.0 / 5 8%
Support & resolution
3.5 / 5 7%
Customer sentiment
4.0 / 5 5%
Privacy & compliance
5.0 / 5 2%